Salary Sacrifice - Important information

The NHS Pension Scheme changed in April 2015.

The new national NHS pension scheme will be based on career average earnings, rather than final salary.

Your participation in a salary sacrifice scheme may affect your NHS pension, as salary sacrifice reduces the basic salary that your pension is based on.

The Trust and its officers do not give pension advice. You are strongly advised to consider the impact of the reduced salary due to salary sacrifice and seek independent financial advice if you are unsure about the potential impact.

Further information can be obtained from:
https://www.nhsbsa.nhs.uk/4017.aspx
https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/339746/NHS_Pension_Scheme.pdf